Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.
For borrowers with W-2 income:
- Past two (2) years W-2 statements
- Pay Stubs covering the last (30) thirty days
- Three most recent monthly bank statements (ALL pages)
- Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
- Photocopies of any stocks or certificates of deposits
- If this is a new home purchase... copy of the purchase and sale agreement
- If you are currently renting... either 12 months canceled rent checks or the name and address of your current landlord
- If divorced.. a fully executed divorce decree
- For a refinance...a copy of the deed, and most recent tax bill
- A letter of explanation for any known credit problems
For self employed borrowers, borrowers employed in sales and paid by commission and/or owns rental real estate, please add the followng:
- Two (2) years signed personal tax returns - including all schedules
- If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
